You have chosen to borrow {{calculatorModels.amount | currency:"£"}} over {{calculatorModels.months}} months.
You will repay {{calculatorModels.repayMonth | currency:"£"}} per month for a total repayable of {{calculatorModels.repayTotal | currency:"£"}}

Representative Example

Loan Amount £1000
Monthly Payment £163.10
Term of Loan 12 months
Total amount payable £1957.20

Annual interest rate of 147% (Fixed) 299% APR Representative.


Late repayment can cause you serious money problems. For help, go to

Ladder Loans - transparent, simple and convenient online borrowing

Flexible: You choose the day of the month you would like to repay from 1st to 28th, no need to be restricted to your payday

No early settlement fees: We won't penalise you for repaying early

Simple: Our simple online application process allows you to select the amount you require, over the term that suits your needs.

We understand everyone has changing needs and that’s why Ladder Loans provides a flexible and affordable way of borrowing. Equal monthly payments should help you budget effectively and with our payments being deducted from your bank account via direct debit each month, repayment should be hassle free.

Ladder Loans is authorised and regulated by the Financial Conduct Authority.

Am I eligible for a Ladder Loan?

About Ladder Loans

Straightforward Application