Ladder Loans is a trading name of Inventive Finance Ltd and is an online based loan provider. We have a knowledgeable team working to ensure your experience with the company is as easy and as fast as possible.
All employees at Ladder Loans collectively have the same aim >> To lend in an upfront and simple way.
Making your life easier with our secure online application and high level of customer service is an important company goal. Like a ladder, we're handy for you to use when you need a step up >> That's why we called ourselves Ladder Loans!
Our customers can make their application in minutes by using our secure online service.
At Ladder Loans, we are dedicated to providing a fast and easy personal loan service. We make our best effort to meet every customers needs whilst maintaining our responsible lending pledge to you. Our experienced team are able to answer any questions you may have and are also on hand to take your application over the phone.
What Ladder Loans do:
- Offer personal loans to UK residents
- Use Credit Reference Agencies to carefully consider all applications and assess whether the customer is able to repay by carrying out credit reference checks
- Provide all contractual information in a clear and transparent format
- Give our customers support in a highly efficient manner by providing polite and professional agents to contact if they wish to speak to somebody
- Carry out fraud checks to absolutely verify who we loan to and eliminate the threat of money laundering
What Ladder Loans don't do:
- Actively target customers with debt problems
- Lend funds to individuals we don't believe can repay
- Deal with individuals if we can't validate their identification or authenticity
Treating Customers Fairly
By being upfront and transparent we aim to make sure customers fully understand the interest and APR of our product. We also state our default fees and the implications of missing repayments before customers take out a loan with us.